Hello, my name is Matt Porter. I’m a financial advisor with Cornerstone Advisory Group.
Today, I want to talk about one of the most important steps in preparing for retirement: understanding your Medicare eligibility and how to confirm it.
Medicare plays a big role in retirement. It affects your healthcare, your income, and your overall stability. But one of the most common questions people ask about Medicare is, “Am I eligible?”
For most retirees, Medicare Part A begins automatically at age 65 if you or your spouse worked at least 10 years in a Medicare-covered job.
Still, it’s a good idea to verify your eligibility and enrollment details with the Social Security Administration or at Medicare.gov.
If you’re not yet receiving Social Security, you’ll need to enroll manually during your seven-month Initial Enrollment Period.
And if you have coverage through an employer, COBRA, or the VA, be sure you understand how it coordinates with Medicare to avoid gaps or penalties.
Finally, remember that Medicare isn’t one-size-fits-all. Reviewing your coverage each year helps ensure it still meets your healthcare needs, lifestyle, and budget.
If you’d like help confirming your eligibility or reviewing your plan options, reach out to our office. I’d be glad to help you make sure your healthcare and financial plans work hand-in-hand.